Real Estate & Mortgage Glossary

Plain-English definitions for every real estate and mortgage term you'll encounter

75 terms found

A

Adjustable-Rate Mortgage (ARM)

mortgage
+

Amortization

mortgage
+

Annual Percentage Rate (APR)

mortgage
+

Appraisal

buying
+

Appreciation

general
+

As-Is

buying
+

Assessed Value

general
+
B

Balloon Payment

mortgage
+

Bridge Loan

mortgage
+

Buyer's Agent

buying
+

Buyer's Market

general
+
C

Cap Rate

investing
+

Cash Flow

investing
+

Cash-on-Cash Return

investing
+

Clear to Close (CTC)

mortgage
+

Closing

buying
+

Closing Costs

buying
+

Closing Disclosure (CD)

mortgage
+

Comparable Sales (Comps)

buying
+

Comparative Market Analysis (CMA)

buying
+

Contingency

buying
+

Conventional Loan

mortgage
+
D

Days on Market (DOM)

general
+

Debt-to-Income Ratio (DTI)

mortgage
+

Deed

legal
+

Default

mortgage
+

Depreciation (Tax)

investing
+

Down Payment

buying
+

Due Diligence

buying
+
E

Earnest Money Deposit (EMD)

buying
+

Equity

general
+

Escrow

buying
+
F

FHA Loan

mortgage
+

Fixed-Rate Mortgage

mortgage
+

Foreclosure

legal
+

For Sale By Owner (FSBO)

buying
+
G

Gross Rent Multiplier (GRM)

investing
+
H

Hard Money Loan

mortgage
+

HELOC

mortgage
+

HOA (Homeowners Association)

general
+

Home Equity Loan

mortgage
+

Home Inspection

buying
+

Homeowners Insurance

buying
+
I

Internal Rate of Return (IRR)

investing
+
J

Jumbo Loan

mortgage
+
L

Lien

legal
+

Listing Agent

buying
+

Loan Estimate (LE)

mortgage
+

Loan-to-Value Ratio (LTV)

mortgage
+
M

Market Value

general
+

MLS (Multiple Listing Service)

buying
+

Months of Inventory

general
+

Mortgage Broker

mortgage
+

Mortgage Insurance Premium (MIP)

mortgage
+
N

Net Operating Income (NOI)

investing
+
O

Origination Fee

mortgage
+
P

PITI

mortgage
+

PMI (Private Mortgage Insurance)

mortgage
+

Points

mortgage
+

Pre-Approval

mortgage
+

Principal

mortgage
+

Property Tax

general
+
R

Rate Lock

mortgage
+

REALTOR®

buying
+

Refinancing

mortgage
+

REO (Real Estate Owned)

buying
+

Return on Investment (ROI)

investing
+
S

Seller's Disclosure

legal
+

Seller's Market

general
+

Short Sale

buying
+
T

Title

legal
+

Title Insurance

legal
+
U

Underwriting

mortgage
+
V

VA Loan

mortgage
+
Z

Zoning

legal
+