Real Estate & Mortgage Tools

Calculate your exact monthly payment including principal, interest, taxes, insurance, and PMI. View full amortization schedule.

Find out how much home you can afford based on your income, debts, down payment, and interest rate. Uses the 28/43 DTI rule.

Compare the true financial impact of renting vs. buying over 1–30 years, including the leverage effect on your down payment.

Analyze any rental property's cash flow, cap rate, and cash-on-cash return with a full income statement.

Set your target home price, see exactly how much you need, and calculate your savings timeline.

Get an itemized closing cost estimate by state, home price, and loan type (conventional, FHA, or VA).

Compare up to 3 loan scenarios side-by-side — different rates, terms, and down payments. See total interest and monthly payments.

Estimate mortgage interest deduction, capital gains exclusion, and rental depreciation benefits. Understand the real tax impact of real estate.

Track all your properties, equity, cash flow, and portfolio ROI in one place. Private — saved locally in your browser.

National average rates for 30yr fixed, 15yr fixed, ARM, FHA, VA, and jumbo loans — with tips on getting the best rate.