Tools / Affordability Calculator
Home Affordability Calculator
How much home can your income support? Based on the 28/43 DTI rule.
$90,000
$500
10%
7%
Note: This estimates based on the 28/43 DTI rule. Actual qualification depends on credit score, loan type, property taxes, insurance, and other factors.
Estimated Max Home Price
$350,718
based on your inputs
Max Loan Amount
$315,646
Required Down Payment
$35,072
Estimated Monthly Payment
$2,100
Cash Needed at Closing
$44,541
Debt-to-Income Ratios
Housing Ratio (target: under 28%)28.0%
Total DTI (target: under 43%)34.7%