Module 8: Life as a Homeowner

Congratulations — you own a home! Now the real work of responsible homeownership begins. The first few weeks are critical for setting up systems that will protect your investment for decades.

First Week Priorities

  1. Change all locks and exterior door codes.
  2. Locate and label: main water shut-off, circuit breaker panel, gas shut-off.
  3. Test all smoke and CO detectors; replace batteries.
  4. Set up autopay for your mortgage.
  5. File for homestead exemption if available in your state.
  6. Update your address everywhere: USPS, bank, employer, IRS, voter registration.

Your Annual Maintenance Calendar

Consistent maintenance prevents small issues from becoming expensive disasters. Create a seasonal checklist: Spring (HVAC tune-up, exterior inspection), Summer (pest control, irrigation check), Fall (winterization, heating system service), Winter (weather stripping, pipe protection).

Key Takeaways from This Module

  • Set up essential homeowner systems in your first week
  • Build a maintenance schedule that prevents expensive surprises
  • Understand the tax benefits and how to capture them