Module 4: Closing Your Loan

Closing day is the finish line — but the final weeks require careful attention to avoid surprises that can delay or derail your loan.

Reviewing the Closing Disclosure

Three business days before closing, you'll receive the Closing Disclosure. Compare it line-by-line to your Loan Estimate. Fees in Section A (Origination) cannot increase. Section B fees (services you didn't shop) can increase by no more than 10%. Section C fees (services you shopped) can change if you chose a different provider.

Key Takeaways from This Module

  • Review the Closing Disclosure and catch any errors or junk fees
  • Understand what happens on closing day
  • Know your rights if something goes wrong