Georgia Home Buying Guide
South Region · Non-Judicial Foreclosure State
Key Facts at a Glance
What Makes Georgia Unique
Attorney required at closing
Georgia Dream offers up to $10,000 DPA
Atlanta market is competitive and fast-moving
First-Time Buyer Programs in Georgia
Georgia Dream Homeownership Program
Contact your state housing finance agency for current eligibility and rates
Georgia Dream Pen/PEP
Contact your state housing finance agency for current eligibility and rates
Georgia Accessible Loan
Contact your state housing finance agency for current eligibility and rates
Program availability, income limits, and interest rates change frequently. Verify current terms with your lender or state housing finance agency.
Closing Costs in Georgia
Attorney at Closing
Attorney Required at Closing
Georgia requires a licensed real estate attorney to oversee the closing process. Budget $500–$1,500 for attorney fees.
Local Tips for Georgia Buyers
Georgia Dream income limits vary by county — check your area.
Attorney closing fee is typically $500–$1,200.
Non-judicial foreclosure is fast — stay current on payments.
Estimated Annual Ownership Cost in Georgia
Based on the median home price of $320,000 with a 10% down payment and 7% mortgage rate.
Ready to Calculate Your Numbers?
Use our free calculators to estimate your monthly payment, affordability, and closing costs in Georgia.