Washington D.C. Home Buying Guide
Northeast Region · Judicial Foreclosure State
Key Facts at a Glance
What Makes Washington D.C. Unique
HPAP offers up to $202,000 in forgivable assistance — nationally leading program
No Recordation Tax on first $100K of financing for first-time buyers
Judicial foreclosure provides strong homeowner protections
First-Time Buyer Programs in Washington D.C.
DC HPAP (Home Purchase Assistance Program)
Contact your state housing finance agency for current eligibility and rates
DC Employer Assisted Housing
Contact your state housing finance agency for current eligibility and rates
DC Open Doors
Contact your state housing finance agency for current eligibility and rates
Program availability, income limits, and interest rates change frequently. Verify current terms with your lender or state housing finance agency.
Closing Costs in Washington D.C.
Attorney at Closing
Attorney Required at Closing
Washington D.C. requires a licensed real estate attorney to oversee the closing process. Budget $500–$1,500 for attorney fees.
Local Tips for Washington D.C. Buyers
HPAP is one of the most generous DPA programs in the nation.
DC Homestead deduction saves ~$800/year on property taxes.
Neighborhood pockets vary enormously — research your quadrant.
Estimated Annual Ownership Cost in Washington D.C.
Based on the median home price of $620,000 with a 10% down payment and 7% mortgage rate.
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