Module 4: Financing Your Investments

The right financing structure can dramatically improve your returns — or kill a deal. Understanding all your options gives you flexibility and competitive advantage.

Conventional Financing

For most investors, conventional Fannie/Freddie loans are the starting point: lowest rates, reasonable terms. Requires 15–25% down on investment properties, 620–720+ credit scores, and up to 10 financed properties.

DSCR Loans

DSCR loans qualify based on property income, not personal income — a game-changer for self-employed investors or those who've maxed conventional options. Expect rates 1–2% higher than conventional.